Credit Options

Revolving Charge
Just like a credit card, this option allows you to purchase up to your designated limit at any time. You receive a detailed statement each month which lists purchases, payments, and other information about your account. O.A.C.

Installment Loan
The installment loan option is great for those who would like a specified payment on a certain day of each month. This payment will not change once the contract has been written. You are able to change the payment at the time of purchase by adjusting the amount of payments you would like to make. $20 minimum payment is required. We will finance up to 36 months. O.A.C.

Rent to Own
For those with less than perfect credit, this option works for almost anybody. There is no credit check! You just need to fill out one of our painless applications, and wait for the information to be verified.

Layaway
Our Layaway program is for those who do not want to pay interest and would like to reserve merchandise. Our layaway program runs for 60 days. You are only required to pay a 10% down payment, and 10% per month. No credit check is necessary. You just pay the balance when you are ready to receive the furniture or at the end of the second month, whichever comes first.